I was more insulted than pissed off. It was my riding coach. She had me in tears by the end of my lesson last night :(. She's never said anything like that to me before, so it was a shock, especially after one of the most intense rides I've ever had. Thank you though!
And I'm so sorry to hear about your car! That's awful! I hope you get a decent payoff for it :) *hugs back*

