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If I were going through the education system now, I would not use my uni time for English lit. It is something you can study in your own time to a reasonable level. You don't get the lecturers' really good insights, but you can read lit crit stuff. I would definately look at a more worldly study - engineering, business, a science, maths. They pay. English Lit, by comparison doesn't unless you become a top academic or are prepared to go through the teaching system and wait 10 harassing years to become Head of Dept. (Less if the school is a difficult one).
Yes, I would even be tempted to take it a stage further and not bother with university at all. I very much enjoyed my study and gained a lot from it in terms of bumping up my skills and as an intellectual escape, a way to meet like-minded people and go and have a beer after class etc, but it was never going to offer much in terms of a financial reward. It has aided my work and 'career' a little, if you want to call it that, but in purely financial terms the amount invested in no way compensates for it, no chance. From a financial point of view, unless you are really really top drawer, (and even then?), studying literature and a lot of other subjects, psychology springs to mind, makes no financial sense at all - you've got to be crazy really if you are in it for the money and of course many people aren't.