according to this website) most life insurance plans in Canada have this thing where if you kill yourself within two years of buying insurance, your family just gets a "return of premium" (whatever that means), but no insurance money. I guess if you you were a Canadian prone to depression you'd try to find an insurance company with a good suicide provision.
Sorrow is Knowledge: they who know the most
Must mourn the deepest o'er the fatal truth.
The Tree of Knowledge is not that of Life.
Last edited by Darcy88; 08-29-2012 at 10:23 PM.
Some people when diagnosed terminally ill, find they really want to live and put up an amazing fight all the way to the end. I guess we really don't know what we will do until we are there.
I used to be a Feminist ©? But now I just shut up and take it
Rheumatoid Arthritis and Alzheimer's run in my family. I will have majorly declined by age 40, give or take 3 years. At age 50 I will be someone my family will hate, and pity and no longer wish to be involved with. I can already feel my decay. I don't enjoy many aspects of life anymore. Truly, I wish I had never been born. Since I can't fix that, I'll just get out after I have fulfilled my obligations to others.
It should be a legal right, because people are going to kill themselves whether it's illegal or not. If it's illegal, all that means is that family of the person who kills themselves doesn't get the life insurance money, so not only are they devistated by grief they're also crippled financially by funeral costs, and they're screwed if the person who killed themselves was their provider. So yeah, making suicide illegal is stupid.
Hmmm... for someone who often takes the conservative point of view, how do you explain your position on this matter? Why should the insurance company (and ultimately all the others who pay the premiums for insurance) need to cover the bill for those who commit suicide? There's the line from Its a Wonderful Life, "You're worth more dead than alive." What is to stop some individuals who see no other way out of a financial bind from turning to suicide merely as a way to provide a windfall for their family?
Yeah, apparently (according to this website) most life insurance plans in Canada have this thing where if you kill yourself within two years of buying insurance, your family just gets a "return of premium" (whatever that means), but no insurance money.
They just get back the money paid into the policy (the premium).
Last edited by stlukesguild; 08-13-2012 at 12:27 AM.
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I'm told that my family gets arthritis also. My younger sister was hit by it a while ago (apparently it's exacerbated by stress, and it turns out having a baby is stressful--who knew?), but I, a lifelong knuckle-cracker, have been spared. Some years ago she was given some newish medication for it , which she loves; it works great and side effects are mininal to nonexistent. I'll be happy to find out what it is if you like.
We get Alzheimer's too, but late. Those of my grandmother's siblings who died of natural causes got it in their late 80s, which would be fine with me. Death terrifies me, and I have no problem at all with no longer being able to comprehend it or see it coming.
You obviously know your family better than I do, but are you sure about
"You know, the very powerful and the very stupid have one thing in common: They don't alter their views to fit the facts, they alter the facts to fit their views." -- Doctor Who
Last edited by Darcy88; 08-29-2012 at 10:00 PM.