Good Debt is Really A Bad Debt
by, 06-05-2010 at 01:29 AM (502 Views)
The heart attack was Feb 26th 2009 and I mostly remember reading Dark Avengers #2 while at the hospital.
Dark Avengers ended its run with issue 16--not for lack of sales but that the theme/overall storyline had run its course.
I continue to breathe and stir up mischief.
It is amazing what certain business consider a debt problem.
The Dayton Heart Hospital got absorbed by the Good Samaritan Hospital last year. This has resulted in two separate bills related to my memorable stay after insurance paid their portion.
I have ben merrily nickel and diming them to death ever since - partially thanks to that IRS agent without a sense of humor or relaity.
The Dayton Heart portion is almost paid off. Alas Good Sam not so close but comnfortably under a thousand to go. By my lights progress its going well. Now a year ago I had one conversation with their finance office and they hoped I owuld be settled up with them in a year. The Drama Queen certainly let out a laugh at that. The words collection agency were mentioned and I harumphed presuming paying monthly would be a good faith showing and keep those wolves at bay.
I sent Good Sam $6 last Tuesday which I really really would rather have bought Jonah Hex #56
with instead. Good faith indeed.
Wednesday I get a letter in the mail. From an agency who as least gets the point in the very kindest way possible.
I hum Alanis Morrisette's Ironic song as I dial up the Good Sam practicing the sounds of an induced heart attack--an idea I drop immediately as too TV Land. I go for candor and gentle outrage instead.
After a poliet lady listens to the defense of regular payments albeit small she makes a remark about the reason the CA people are on patrol for evil doers everywhere.
"It's a bad debt."
I blink. I mull this over a moment and then in my very most ingratiating tones which often results in free candy bars beign tossed my way my reply went something like this.
"Oh no no no no no! This is a good debt. You have been paid regularly for the past year and a half. (I'm proud of myself for not taking the time to bring the IRS into it which used to be fun.) A bad debt is where I don't (voice rises with an edge dramatically) PAY YOU AT ALL."
Credit where due--this disturbs her not in least. Should have caught her earlier in the day when she was awake and high on coffee.
I then tell her I have NO plans to change my method of payment and they don't know it yet but ALL the collection agency is going to get is the monthly chipping away of the balance.
My doctor will get an earful in September when I have very good reasons to continue to refuse to take the stress test he's been pushing since last year. He even offered to waive his fee. For that I shall ever praise his name but I asssured him cheating him out of his fair fee was never my intent. Simple fear of having another heart attack sooner then expected is the key there. The phone ringing wiht Logos announcing she's at the Dayton Airport where am I will be heart attack inducing enough.
NEXT: The City of Fairborn's strange treatment toward paying for their ambulance service or the cute clerk who thinks I'm sexy.